Ermer Law Group (ELG) is a Washington, DC law firm whose practice focuses on federal employment and benefits matters, and specifically on representing and counseling Federal Employees Health Benefits (“FEHB”) plans in a variety of areas.  In addition to our legal work for individual plans and a trade association of FEHB plans, in the year 2000, the subrogation arm of our firm, Third Party Recovery Services (TPRS) expanded our services in the area of subrogation and reimbursement program management.  

TPRS handles third party recoveries for several Federal Employees Health Benefits Plans (FEHBP), including the Mail Handlers Benefit Plan (MHBP), the Special Agents Mutual Benefit Association (SAMBA) Health Benefit Plan, the Foreign Service Benefit Plan (FSBP) and the Rural Carrier Benefit Plan (RCBP).

As part of their FEHBP contracts with the U.S. Office of Personnel Management (OPM), these Plans are required to initiate reimbursement efforts for benefits issued as a result of any accident, illness or injury when one of their members receives compensation from a third party as a result of the incident (i.e., auto accident, workers’ compensation, medical malpractice, product liability, etc.).


Our Mission

ELG Third Party Recovery Services (TPRS) provides subrogation and reimbursement services to Federal Employees Health Benefit (FEHB) plan carriers, underwriters, and administrators.

ELG TPRS is, and remains committed to being, a leader in FEHB subrogation and reimbursement practices. As a leader, ELG TPRS seeks out innovations and improvements in those practices and is willing to share them with other companies.

ELG TPRS is, and remains committed to being, an extension of the customer service operations of its FEHB plan customers. ELG TPRS is committed to treating FEHB plan members in an understanding and respectful manner.

ELG TPRS is, and remains committed, to providing its employees with fair compensation, a collegial work environment and the appropriate technology.


Our Clients

We proudly serve the Mail Handlers Benefit Plan (MHBP), the Special Agents Mutual Benefit Association (SAMBA) Health Benefit Plan, the Foreign Service Benefit Plan (FSBP) and the Rural Carrier Benefit Plan (RCBP).


Our Team

TPRS Analysts

Marissa McTernan 

Marissa McTernan

202-380-9171

[email protected] 

Enrollee’s last name begins with L-Q

Shedaun Smith 

Shedaun Smith

202-627-3103

[email protected]

Enrollee’s last name begins with R-Z

Yolanda Sims

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202-627-3105

[email protected]

Enrollee’s last name begins with A-D

Stephen Lamm

Stephen Lamm

202-627-3107

[email protected]

Enrollee’s last name begins with E-K

Ruth King Cottrell 

Ruth King Cottrell

202-627-3106

[email protected]

Federal  Workers’ Compensation 

Other Contacts

Kathryn Peterson 

Kathryn Peterson

202-627-3104

[email protected]

Subrogation Manager 

Nick Sayers, Esq. 

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202-627-3108

[email protected]

Staff Attorney

Jason Suter, Esq. 

Jason Suter, Esq.

202-833-3400

[email protected] 

Partner

David Ermer, Esq.

David Ermer, Esq.

202-833-3400

[email protected] 

Partner